We Make Health Insurance Simple

Finding the right healthcare coverage can be overwhelming. Our platform simplifies insurance terms, and connects you with licensed insurance agents for guidance.
Why Pathway

Finding the Right healthcare coverage starts here

Agents available to assist individuals and Families. Our agents bring deep cultural competence to every interaction, ensuring you feel heard, understood, and respected.

We've got you covered!

Our Licensed agents offer the right plan for you.

Original Medicare / Medicare Advantage / Supplements / Part D

Medicare (Parts A & B), Part C (Medicare Advantage), Medigap, and prescription drug coverage — compare plans with a licensed agent who knows all available options.

ACA subsidized Plans

Marketplace plans that may lower your monthly premium if you qualify for a subsidy based on income.

Private Market/Unsubsidized

For individuals who do not qualify for subsidies, or who want to compare non-exchange options.

Navigating the Medicare Coverage

Among the variety of health insurance options in the marketplace, how can consumers make the right decisions? Our reliable agents are here to assist you every step of the way.

Getting Started with Medicare

Whether you’re turning 65, retiring from a long career, or transitioning off an employer plan, we help you navigate your enrollment timeline and coverage choices with confidence.

You May Qualify for Medicare

Even if you’re younger than 65, you may be eligible for Medicare if any of the following apply to you:

Eligiblity for Medicare

Turning 65 or new to medicare

Special needs & complex cases

Who we help

Real people, real coverage decisions

Individuals and families across 30 states rely on our licensed agents to make sense of their options.

Need help enrolling in health insurance?

Connect with a certified agent today!

Medicare Advantage

Are you qualified for Medicare Advantage Plan Benefits?

Our agents can help with Plans starting at $0 / Month.

Original Medicare (Part A & B) is a fee-for-service program. Medicare Advantage (Part C) is an alternative way to get your benefits, often bundling medical, hospital and drug coverage into one plan.

Key Plan incentives include:

Benefits, availability and amounts vary by plan and service area. A licensed agent can confirm what is offered where you live.

We have agents ready to help!

Dental and Vision Plans

Dental & Vision Coverage All medical plans can include dental and vision options. Our agents partner with top carriers, including Aetna, Cigna, MetLife, Delta Dental, Ameritas, and others.

Understand your options

Medicare Advantage vs. Medicare Supplement

The two most common ways to round out Original Medicare. Here is the plain-language difference, side by side.

FeatureMedicare Advantage (Part C)Medicare Supplement (Medigap)
Doctor choiceUsually a network (HMO or PPO)Any doctor who accepts Medicare
ReferralsOften required for specialistsNo referrals needed
Prescription drugsUsually includedSeparate Part D plan needed
Extra benefits (dental, vision, hearing)Often includedNot included
Monthly premiumOften low, sometimes $0Usually higher
Out-of-pocket costsCopays and coinsurance up to a yearly limitPredictable, most gaps covered
Travel coverageUsually local network onlyWorks nationwide with any Medicare provider

The four parts of Medicare

PartWhat it coversTypical cost in 2026
Part AInpatient hospital, skilled nursing, some home health care$0 premium for most people
Part BDoctor visits, outpatient care, preventive servicesStandard monthly premium applies
Part CMedicare Advantage — bundles A, B and usually DOften $0 in addition to Part B
Part DPrescription drug coverageVaries by plan and formulary

Costs shown are general guidance and vary by plan, income and service area. A licensed agent can confirm exact figures for your ZIP code.

Medicare FAQ

Medicare questions, answered

Most individuals become eligible at age 65. However, you may also qualify earlier due to certain disabilities or conditions. An agent can help you determine your exact enrollment window.

Original Medicare (Part A & B) is a fee-for-service program, while Medicare Advantage (Part C) is an alternative way to get your benefits, often bundling medical, hospital, and drug coverage into one plan. An agent can help you compare which structure fits your healthcare needs.

Yes. Choosing a prescription drug plan (Part D) depends heavily on the specific medications you take. Our agents can help you look at drug formularies to find a plan that covers your prescriptions at the lowest cost.

Original Medicare does not cover routine dental care such as cleanings, fillings or dentures. Many Medicare Advantage plans include a dental benefit at no additional monthly cost. A licensed agent can show you which plans in your area include dental.

A flex card or health allowance card is a benefit some Medicare Advantage plans offer to help pay for items such as over-the-counter health products, groceries or utilities. Availability and amounts vary by plan and area.

Get in touch with us

Feeling Stuck? We are here to help.

Find a certified Agent or Broker Near You. Our licensed agents work across 30 states and will walk you through your options in plain language.

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Find a certified Agent or Broker Near You

Tell us about your situation and a licensed agent will reach out. This is an educational conversation, not a sales call.

Feeling Stuck? We are here to help.

Find a certified Agent or Broker Near You. Our licensed agents work over multiple states and will walk you through your options in plain language.

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